Physicians and Medical Practices

Norm's insurance career has been focused on health care risk since 2003. His experience includes underwriting, marketing, captive insurance solutions, and risk management. The foundation of his knowledge in this industry is aided by twenty years of experience working in hospitals, mobile intensive care units, and medical practices.

Norm understands physician professional liability risk and insurance and is prepared to assist your medical practice in obtaining the right coverage, with the right carrier, at the right price.

Norman Lutz, CPCU

Meet Your Expert

Toll Free:

Direct:

Cell:

Fax:

800.775.8526

239.208.8091

717.413.9583

239.288.7544

Managing Risk

Physicians and medical practices are likely to be involved in a medical professional liability lawsuit at some point in their careers. You can use these ten habits of litigation-free practice to decrease your risk of a professional liability claim. 
  1. Embrace a culture of clinical excellence within your practice and your medical community.

  2. Practice excellence in customer service. Be the provider of choice AND the employer of choice.

  3. Disclose adverse outcomes and medical errors to patients and their families with guidance from an attorney.

  4. Use a procedure-specific informed consent process that is comprehensive and well-documented

  5. Understand the National Quality Forum's Health Care Never Events, and institute practices and protocols that prevent their occurrence.

  6. Set and manage patient and family expectations throughout the care cycle.

  7. Communicate with your colleagues throughout the continuum of care, particularly during hand-offs and referrals.

  8. Conduct a root-cause analysis after adverse outcomes and near misses. Learn from mistakes.

  9. Institute and follow a process for tracking diagnostic studies, referrals, and patient compliance.

  10. Ensure your documentation and record-keeping creates and secures evidence that can defend quality care.

Clients We Serve

We represent a diverse selection of healthcare and life sciences organizations. Contact us for solutions for:

  • Physicians and medical practices

  • Physicians with adverse claims history

  • Advanced-level providers

  • Counseling centers

  • Occupational and physical therapy

  • Pharmacies

  • Medical device manufacturers

  • Long-term care facilities

  • Hospitals

  • Accountable care organizations

  • Home health providers

  • Hospice programs

Products Offered

Medical practices need more than professional liability coverage. Work with our experts to ensure all of your risks are properly insured:

  • Professional Liability

  • Commercial Property

  • General Liability

  • Workers' Compensation

  • Management Liability

    • Directors and Officers

    • Employment Practices

    • Fiduciary Liability

    • Crime

  • Data Breach Liability​

  • Inland Marine

  • Flood

  • Umbrella or Excess Insurance

  • Managed Care Liability

  • Key Person Life

  • Disability

CONTACT

US

Tel. 800.775.8526

Fax. 239.288.7544

E. info@ironridgeinsurance.com

VISIT

US

4971 Royal Gulf Circle

Fort Myers, FL 33966

Weekdays 08.00 AM to 4.30 PM

Weekends by Appointment

 

TELL

US

IRON RIDGE INSURANCE

4971 ROYAL GULF CIRCLE

FORT MYERS, FL 33966

[office]

239.208.8096

© 2020 by Iron Ridge Insurance

[toll free]

[fax]

800.775.8526

239.288.7544