COMMERCIAL RISK

Approach

We aggressively pursue the best combination of price, coverage, and service.

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We approach each transaction with your best interests at heart. When we do our best for you, we know we will have a client for life. This isn't just business. It's personal.

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We are proud to be an independent insurance agency. This gives you greater flexibility and value in structuring your insurance program.

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We have the knowledge and the resources to ask and answer the right questions. We back this up by partnering with some of the brightest minds in the insurance industry.

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We don't rewrite your current insurance. We analyze, innovate, and benchmark your individual risk. We are technicians that understand the foundation and nuance of complex coverage.

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You will hear from us. We strive to respond to phone calls and e-mails by the end of the business day. The tough calls get first priority. We don't shy away from the heavy lifting.

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We will be a trusted business consultant working as your partner to achieve your business goals.

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Our business practices are in accordance with the "Ethical Guidelines for Insurance Professionals" as established by the American Institute for CPCU.

PRODUCTS

Bonds

Business Auto

Commercial Property

Crime

Directors and Officers Liability

Employment Practices Liability

Equipment Breakdown

Environmental and Pollution

Fiduciary Liability

Flood - Standard and Excess

Inland Marine

General Liability

Life Insurance - Key Man and Buy/Sell

Management Liability

Network Security/Cyber Liability

Products Liability

Professional Liability

Umbrella

Workers' Compensation

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INDUSTRIES

From small business owners' insurance to insurance for large businesses, we offer a comprehensive portfolio of insurance coverage to meet your needs.  Here is a list of businesses we can represent:

• Automotive

  • Auto Repair

  • Dealers - Franchise or Non-Franchise 

  • Hotshot Haulers​

• Contractors

  • Builders - Residential and Commercial

  • Carpenters

  • Electrical 

  • General Contractors

  • Janitorial

  • Lawn and Landscaping

  • HVAC

  • Paving

  • Plumbers

• Habitational

  • Apartments

  • Condominiums and Associations​

  • Hotels and Motels

  • Strip Malls

• Professional Services

  • Accountants and Bookkeepers

  • Architects, Engineers, and Surveyors

  • Fitness Centers

  • Home Health Providers

  • Physicians and Medical Practices​

• Manufacturing​

  • Clothing

  • Fabricated Metals

  • Food Products

  • Medical Products​

• Restaurants

  • Fast Food

  • Fine Dining​

  • Pizza Delivery

• Social Services

  • Child Care​

  • Counseling Centers

  • Home Health Care

  • Churches and Religious Organizations

• Technology​

  • Computer/Network Consultants​

  • Website Developers

• AmTrust Group

• Ascendant

• Bankers Insurance Group

• Federated National

• Foremost Commercial 

• Guard

• Hartford Insurance

• Hiscox

• Liberty Mutual

• MapFre

• Markel Insurance

• Meadowbrook

CARRIERS

This is a partial list of our primary carriers. It doesn't stop here. We have connections with numerous wholesale brokers that give us access to many specialized carriers.  

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We have a market that is right for you.

• Medical Protective

• Mercury Insurance

• Met Life

• National General

• Nationwide

• Philadelphia Insurance

• Progressive Insurance

• Starr Insurance

• Travelers Insurance

• Universal Insurance Co of NA

• USAssure/Zurich

• USLI

Need more details? Contact us

We are here to help. Contact us by phone, email, or visit our office.