Apartment Building

Condos and HOAs

Cyndi's credentials include more than two decades of expertise in commercial insurance. She has worked extensively with condominium and homeowner association (HOA) property managers and boards of directors on the needs and requirements to ensure appropriate limits of liability. Her experience includes underwriting property, general liability, Directors and Officer liability, workers compensation, windstorm, building ordinance or law coverage, catastrophe and crime/bonds, flood, risk management, as well as other coverage necessary to avoid exposure. 

Cyndi prides herself on developing sincere, honest relationships with clients. She understands the liability risk of condos and HOAs and works with multiple insurance carriers to assist you in obtaining the right coverage, with the right carrier, at the right price to meet your risk management needs.

Common Coverages

Insuring a condominium or homeowners association (HOA) can be a unique challenge.

A master association policy not only needs to cover building structures and common areas, but also needs to satisfy the needs of the property management team and condo/HOA board. 

  • Pollution Liability

  • Garage Keepers Legal Liability
  • Umbrella or Excess Insurance

  • Property Insurance

  • Building Ordinance or Law Coverage

  • Machinery and Equipment Breakdown

  • Loss of Income

  • Plate Glass

  • Signage

  • Business Auto

Cyndi Doragh's credentials include more than two decades of expertise in commercial insurance. She has worked extensively with condominium and homeowner association (HOA) property managers and boards of directors on the needs and requirements to ensure appropriate limits of liability. Her experience includes underwriting property, general liability, Directors and Officer liability, workers compensation, windstorm, building ordinance or law coverage, catastrophe and crime/bonds, flood, risk management, as well as other coverage necessary to avoid exposure. 

Cyndi prides herself on developing sincere, honest relationships with clients. She understands the liability risk of condos and HOAs and works with multiple insurance carriers to assist you in obtaining the right coverage, with the right carrier, at the right price to meet your risk management needs.

Meet Your Expert

Headshot - Doragh.jpg

Cyndi Doragh

Toll Free: 800.775.8526

Direct: 239.202.0415

Cell: 239.357.5758

Fax: 239.288.7544

  • Professional Liability

  • Commercial Property

  • General Liability

  • Management Liability 

  • Directors & Officers

  • Employment Practices

  • Fiduciary Liability/Crime/Bond

  • Workers Compensation

  • Cyber Insurance

  • Flood

  • Windstorm

Clients We Serve

We represent a diverse selection of clients. Contact us for solutions for:

  • Condo Associations

  • Homeowner Associations

  • Civic Associations

  • Master Associations

  • Deed Restricted Communities

  • Planned Communities

  • Housing Cooperatives

  • Investment Properties

  • Commercial Condominiums

  • Physician Office Buildings

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