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  • Iron Ridge Insurance Newsroom

Stacy Howard earns Florida Customer Representative License

Updated: Jul 2, 2021

Florida 4-40 licenses issued by Division of Insurance Agent and Agency Services

Fort Myers, Fla. (June 22, 2021) - Stacy Howard, account services assistant at Iron Ridge Insurance Services, has earned the 4-40 Customer Representative License from the Florida Division of Insurance Agent and Agency Services. The Florida 4-40 license allows individuals to transact insurance in an office as a salaried employee of a general lines agent or agency.

Customer representatives who hold a Florida 4-40 license may transact automobile, watercraft, home, motorcycle, or pet insurance under the supervision of a licensed and appointed general lines agent.

“Stacy is one of our newest team members at Iron Ridge, and we’re proud that she was able to earn this license so quickly,” said Norman Lutz, CEO of Iron Ridge Insurance Services. “Our relationships with our customers are vital to Iron Ridge’s success, and Stacy will play an integral role in building and maintaining those relationships.”

Iron Ridge is a boutique independent insurance agency headquartered in Fort Myers. It primarily serves commercial clients, with particular focus on healthcare, architects and engineers, condominium and homeowners’ associations, legal practices, and religious organizations. The Iron Ridge team of insurance professionals has a wealth of experience in both commercial and personal insurance.

For an evaluation of your commercial or personal insurance coverage, contact Iron Ridge Insurance Services at 800.775.8526 or

About Iron Ridge Insurance Services:

Established in 2011, Iron Ridge Insurance Services ( is a boutique independent agency that is committed to serving the community by providing innovative commercial insurance solutions. The agency helps clients manage risk through professional liability, management liability, data breach liability, general liability, commercial property, workers’ compensation, and commercial auto insurance programs. Iron Ridge Insurance serves commercial clients in a variety of fields, but specializes in managing risk for architects and engineers, physicians and medical practices, condominium and homeowners’ associations, and legal providers. The agency also offers competitive personal insurance solutions for individuals and families.

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